https://talktime.metacog.co.kr/tags/retirement-planning/Recent content in Retirement-Planning on TalkTime English NotesHugoen-usTue, 28 Jul 2026 01:13:18 +0900https://talktime.metacog.co.kr/posts/2026-07-28-retirement-savings-and-investment-strategies/Tue, 28 Jul 2026 01:13:18 +0900https://talktime.metacog.co.kr/posts/2026-07-28-retirement-savings-and-investment-strategies/<h2 id="session-overview">Session Overview</h2> <p>The class discussed how the US retirement system works, comparing social security, pensions, and 401(k) accounts. Learners also explored investment strategies including index funds, ETFs, and individual stocks, and discussed why most individual investors tend to underperform the broader market. The session ended with a conversation about compound interest, long-term holding strategies, and the emotional challenges of investing.</p> <h2 id="-idioms">💬 Idioms</h2> <h3 id="bump-up">“bump up”</h3> <p>a sudden or noticeable increase in an amount or level</p>